At SplitDLT, we take your privacy seriously. This Privacy Policy explains how StackStats Apps LLC ("we," "us," or "our") collects, uses, and protects your information when you use SplitDLT.
1. Information We Collect
1.1 Information You Provide
When you use SplitDLT, you may provide us with:
- Account Information: Email address, username, and password
- Payment Information: XRPL wallet addresses (public blockchain addresses only)
- Profile Information: Optional display name and profile preferences
- Communication Data: Messages sent through our support channels
1.2 Blockchain Data
SplitDLT operates on the XRP Ledger (XRPL), a public blockchain. All transactions are recorded on the public ledger and are permanently visible to anyone. This includes:
- Wallet addresses of all participants
- Transaction amounts and timestamps
- Payment memos (if included)
Note: Blockchain data is public by design and cannot be deleted or made private.
1.3 Automatically Collected Information
We automatically collect certain information when you use SplitDLT:
- Usage Data: Features used, splits created, interaction patterns
- Device Information: Browser type, operating system, IP address
- Performance Data: Error logs, page load times, crash reports
2. How We Use Your Information
We use your information to:
- Provide Services: Create and manage splits, process payments, track expenses
- Improve Platform: Analyze usage patterns, fix bugs, develop new features
- Communications: Send transaction confirmations, payment reminders, service updates
- Security: Detect fraud, prevent abuse, protect user accounts
- Compliance: Meet legal obligations and enforce our Terms of Service
3. Information Sharing
3.1 We Do Not Sell Your Data
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
3.2 When We Share Information
We may share your information only in these limited circumstances:
- With Other Users: When you create or participate in a split, other participants can see your wallet address and payment status
- Service Providers: Third-party services that help us operate (hosting, analytics, support tools)
- Legal Requirements: When required by law, court order, or government request
- Business Transfers: In the event of a merger, acquisition, or sale of assets
- With Your Consent: Any other sharing with your explicit permission
3.3 Public Blockchain Data
All XRPL transactions are public and permanently recorded on the blockchain. Anyone can view transaction details using blockchain explorers. This is inherent to blockchain technology and outside our control.
4. Data Security
We implement industry-standard security measures to protect your information:
- Encrypted data transmission (HTTPS/TLS)
- Secure password hashing
- Regular security audits
- Access controls and authentication
- Monitoring for suspicious activity
Important: No security system is 100% secure. While we take reasonable precautions, we cannot guarantee absolute security.
5. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information:
- Access: Request a copy of your personal data
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your account and associated data
- Portability: Export your data in a machine-readable format
- Opt-Out: Unsubscribe from marketing communications
To exercise these rights, contact us at [email protected].
5.1 Data Retention
We retain your information as long as your account is active or as needed to provide services. After account deletion, we may retain certain data for legal, accounting, or security purposes.
Note: Blockchain transaction data is permanent and cannot be deleted.
6. Cookies and Tracking
SplitDLT uses minimal cookies and tracking technologies:
- Essential Cookies: Required for authentication and site functionality
- Analytics: Anonymous usage statistics to improve the platform
You can disable cookies in your browser settings, but this may affect site functionality.
7. Third-Party Services
SplitDLT integrates with third-party services:
- XRPL: Public blockchain infrastructure (see xrpl.org)
- Wallet Providers: External wallet apps you may connect
- Analytics: Usage tracking tools
These services have their own privacy policies, which we encourage you to review.
8. Children's Privacy
SplitDLT is not intended for users under 18 years old. We do not knowingly collect information from children. If you believe a child has provided us with personal information, please contact us immediately.
9. International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Significant changes will be communicated via:
- Email notification to registered users
- Prominent notice on the SplitDLT website
- Updated "Last Updated" date at the top of this page
Continued use of SplitDLT after changes constitutes acceptance of the updated policy.
11. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, please contact us:
StackStats Apps LLC
Email: [email protected]
Website: splitdlt.com/contact
12. Specific Jurisdiction Rights
12.1 California Residents (CCPA)
California residents have additional rights under the California Consumer Privacy Act:
- Right to know what personal information is collected
- Right to know if personal information is sold or disclosed
- Right to opt-out of the sale of personal information (we do not sell data)
- Right to deletion of personal information
- Right to non-discrimination for exercising CCPA rights
12.2 European Union Residents (GDPR)
EU residents have rights under the General Data Protection Regulation:
- Right to access, rectification, erasure, and portability
- Right to restrict or object to processing
- Right to withdraw consent
- Right to lodge a complaint with a supervisory authority
Legal Basis for Processing: We process your data based on consent, contract performance, legal obligations, and legitimate interests.